OUR SERVICES
Financial Planning & Analysis (FP&A)
Budgets, forecasts, variance analysis and financial models that show where your business is heading and why. Your team plans with confidence instead of reacting to last month's results.
What Are FP&A Services?
Forward-looking financial insight without building an in-house FP&A team.
Financial planning and analysis turns your accounting data into a plan for the future. We build your budget, maintain rolling forecasts, analyze performance against plan and model the impact of key decisions. Leadership gets a clear, numbers-based view of where the business is going, not just where it has been.
Your accounting team records and reports what already happened. FP&A explains why it happened and what is likely to happen next. We dig into revenue drivers, costs, margins and cash, identify trends early, and translate them into practical recommendations for pricing, hiring, spending and growth.
FP&A services are a strong fit for growing companies that have reliable books but no budget or forecast, businesses whose results regularly surprise management, companies preparing for lender or investor scrutiny, and leadership teams that want to make decisions based on data rather than instinct.
FP&A services are a strong fit for growing companies that have reliable books but no budget or forecast, businesses whose results regularly surprise management, companies preparing for lender or investor scrutiny, and leadership teams that want to make decisions based on data rather than instinct.
FP&A Services for Growing Businesses
A structured planning process that connects your numbers to your growth strategy.
Budgeting & Forecasting
Annual budgets and rolling forecasts built from your actual results and business drivers.
Variance & Performance Analysis
Monthly budget-to-actual analysis that explains what changed, why, and what to do about it.
Scenario & Decision Modeling
Financial models that show the impact of pricing, hiring and investment decisions before you commit.
Our Financial Planning & Analysis Services
Planning and analysis tailored to your business. These are the areas where we spend most of our time.
We build a detailed annual budget with your leadership team. It's based on revenue drivers, headcount plans, operating costs and capital needs, rather than simply adding a percentage to last year.
The budget is broken down by month, department or location, so it works as a practical management tool. We then maintain a rolling 12-month forecast, updated monthly with actual results and current assumptions, so you always have a realistic view of the year ahead.
The budget is broken down by month, department or location, so it works as a practical management tool. We then maintain a rolling 12-month forecast, updated monthly with actual results and current assumptions, so you always have a realistic view of the year ahead.
We build driver-based financial models that link revenue, costs, headcount, working capital and cash in one place.
You can test a decision before committing to it, such as a price increase, a new hire, a new location, a large contract or a drop in sales. Best-case, base-case and worst-case scenarios show the impact on profit, cash and financing needs, so you're prepared for each outcome.
You can test a decision before committing to it, such as a price increase, a new hire, a new location, a large contract or a drop in sales. Best-case, base-case and worst-case scenarios show the impact on profit, cash and financing needs, so you're prepared for each outcome.
Each month, we compare actual results to budget, forecast and prior year, and explain the variances that matter. That includes changes in volume and pricing, cost overruns, and timing differences.
Instead of a page of numbers, you get clear commentary on what changed, why it changed and what action to take. Recurring issues are flagged early, before they show up in year-end results.
Instead of a page of numbers, you get clear commentary on what changed, why it changed and what action to take. Recurring issues are flagged early, before they show up in year-end results.
Profit and cash are not the same, and growing businesses often run short of cash even when profitable.
We analyze your cash conversion cycle, including receivables, payables and inventory, and project cash needs month by month. We also break down profitability by product, service, customer and location, so you can see which parts of the business create value and which are draining it.
We analyze your cash conversion cycle, including receivables, payables and inventory, and project cash needs month by month. We also break down profitability by product, service, customer and location, so you can see which parts of the business create value and which are draining it.
We work with leadership to define the handful of KPIs that actually drive your business. Examples include gross margin, revenue per employee, customer acquisition cost, average order value, utilization or working capital days, depending on your industry.
Each month you receive a concise management reporting package with KPI dashboards, trends and commentary. It's built for owners, boards and lenders, so everyone works from the same reliable numbers.
Each month you receive a concise management reporting package with KPI dashboards, trends and commentary. It's built for owners, boards and lenders, so everyone works from the same reliable numbers.
Who Needs FP&A Services?
Businesses that have reliable books but need a clear plan and better insight to grow.
- Fast-Growing CompaniesBudgets and forecasts to manage rapid growth without running short of cash.
- Owner-Led BusinessesFinancial models and analysis to back up every major decision.
- Companies Seeking FinancingCredible projections for lenders and investors.
- Businesses With BoardsRegular KPI reporting and variance analysis for outside stakeholders.
- Seasonal BusinessesCash projections to get through slow periods and plan for busy ones.
- Businesses With Shrinking MarginsProfitability analysis to find out where profit is being lost.
Our FP&A Process
From first conversation to a working budget and forecast, here's what to expect.
Discovery call
We learn about your business model, revenue drivers, current reporting and the decisions leadership needs better data for.
Fixed-fee proposal and engagement letter
You receive a defined scope, a fixed monthly or project fee, and a timeline before any work begins.
Data review and driver analysis
We review your historical financials and operating data to identify the drivers behind revenue, costs and cash.
Budget, forecast and reporting build
We build your budget, rolling forecast, financial model and monthly reporting package, and agree on the KPIs that matter most.
Monthly analysis and updates
Each month we compare results to plan, explain variances, update the forecast and meet with leadership to review what's changed.
Frequently Asked Questions
We charge a fixed monthly fee for ongoing forecasting and reporting, or a fixed project fee for a one-time budget or financial model. You'll know the exact fee before any work begins.
Yes. Forecasts are only as reliable as the data behind them. If your books need work, we can provide outsourced accounting and controller services alongside FP&A, so one team handles everything.
FP&A focuses on budgets, forecasts and performance analysis. A fractional CFO uses that analysis to lead overall financial strategy, manage capital and work directly with lenders, investors and boards. Many clients start with FP&A and add CFO support as they grow.
Most initial budgets and forecasts are completed within 3 to 6 weeks, depending on the complexity of your business and the quality of your historical data.
We work in Excel and Google Sheets, and with planning and reporting tools that connect to accounting systems such as QuickBooks Online and Xero. The models we build are yours to keep.
Yes. We serve clients nationwide and work fully remotely, with regular virtual meetings and secure access to your financial data.
Plan Ahead. Grow With Confidence.
Tell us about your business and the decisions ahead. We'll recommend the right planning and analysis support and send a fixed-fee proposal at no cost.